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Freelance Contributor

Owen Yin

Owen Yin is a content writer and marketer who formerly worked at Bench as a Client Relief Associate, writing content aimed at supporting small businesses throughout the pandemic. He holds a Bachelor of Science from the University of British Columbia and multiple marketing certification in areas such as Google Ads, digital analytics, and more.

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EIDL and Collateral: Your Questions Answered

EIDL loans past a certain amount will require collateral. Here's everything you need to know.

PPP Loan Forgiveness: The Complete Guide

Here’s our comprehensive guidance on setting yourself up for full loan forgiveness under the PPP, with the latest guidance from the U.S. Treasury.

New York's COVID-19 Small Business Recovery Grant: A Guide

Is your small business based in New York and in need of financial assistance? The state has allocated $800 million for a new Business Pandemic Recovery Initiative.

Do I Qualify for the PPP Loan?

A simple breakdown of requirements to help you determine if you qualify for the second round of PPP funding to receive either your first or second PPP loan.

How to Calculate FTE for the PPP

Here's what an FTE is, and how to calculate your totals for the PPP.

How to Defer Your 2020 Tax Payments

Taxes are a little weird this year. Here's how the different exemptions work.

How PPP Loan Forgiveness Works for the Self-Employed

PPP forgiveness works differently for sole proprietors and independent contractors, the biggest difference being the concept of "owner compensation share" which greatly simplifies the loan forgiveness process. Here’s everything you need to know.

Owner Compensation Replacement and Full PPP Forgiveness

The latest guidance on Owner Compensation Replacement and PPP forgiveness for the self-employed.

How to Fill Out Your PPP Forgiveness Application Form

A simple guide to filling out the PPP forgiveness application form.

SBA Loan Payment Coverage (During COVID-19)

As part of the CARES Act, some SBA loans—including newly acquired loans—will have their payments covered for 6 months. Here's what you need to know.

How to Spend Your PPP Funds (Updated for 2021)

Some of the most frequently asked questions about the proper way to spend PPP funds.

Home Office Deductions and the PPP

Everything you need to know about getting home office deductions forgiven under the Paycheck Protection Program.

PPP Audits: What You Need to Know

The SBA will now be auditing PPP applications, especially loans over $2 million. Here's everything you need to know.

EIDL Reconsideration: How to Get a Second Chance

If you've been rejected for an EIDL loan, you still have an opportunity to be reconsidered and potentially receive funding. Here's everything you need to know.

What are Partial Unemployment Benefits?

Unemployment benefits get tricky to understand if you have more than one job, have a PPP loan, or are earning extra cash in general.

PPP Flexibility Act: What You Need to Know

Major changes to the PPP will make forgiveness much easier.

The EIDL Grant is Closed. What Now?

The EIDL grant closed on July 11th. Here's what you need to know about this update to the program and what's next.

After the PPP: Your Next Steps Once You’ve Been Approved

Once you've been approved for the PPP, here's what to do next.

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